The Credit Rating and Investors Services (CRISP) approach to credit rating combines the rigors of academic research in assessing company and industry risks while employing the Philippine industry expertise of its key analysts to come up with an independent opinion on debt issuers creditworthiness.

CRISP’s Rating Committee is composed of senior finance and economics professors at a leading management school in the Philippines and specialists who are recognized industry experts engaged in research and consultancy work for major companies and institutions in the country.

The academic discipline and rigor required in conducting credit risk research create a high premium on the academic background of CRISP’s senior analytical staff.